Travel insurance is equally important as the insurance you have for your house or your vehicle.
Apart from the compensation, that travel insurance provides, in case of cancellation of your trip or if your trip will be interrupted due to an event that it is covered, it mainly provides you with emergency medical coverage for your health and so for the person that travel with you (if they are insured).
What is insured?
Travel insurance mainly provide coverage for medical emergencies when abroad and for personal liability.
Furthermore travel insurance compensate you, in accordance with the terms, conditions and exclusions of the policy wording, in the event that you:
- Should you need to cancel or curtail your trip due to unforeseen health issues affecting your trip;
- Emergency Medical Treatment abroad should you suffer an unexpected injury or illness while abroad.
- Are delayed en route;
- Suffer loss or damage while abroad;
- Personal liability (including legal costs and expenses) against any amount an insured person becomes legally liable to pay as compensation for any claim or series of claims arising from any one event or source of original cause for accidental.
Travel insurance covers you, and any other person named on the validation certificate travelling with you.
The main sections of the policy and benefit levels are listed at the insurance product information documents (IPID's) which you can find at the detailed product description of our website, with full details contained in the policy schedule and policy wording.